We help business owners select the appropriate coverage for their employees at an affordable cost. Our insurance approach is aimed at improving your bottom line and future business goals.
Health insurance coverage that helps you attract and retain a skilled workforce.
LEARN MOREProtection for an employee’s family in the event of an untimely loss.
LEARN MOREIn-demand benefits for many workers, especially those with young children.
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As experienced Third Party Administrators (TPA), we’ll customize a plan to meet your specific needs, and manage costs based on your individual group.
Learn MoreProviding workers with financial security in the event of a short-term or long-term illness or injury that leaves them unable to work.
LEARN MOREWorking with individuals and self-employed to ensure you have coverage to protect you and your family.
LEARN MOREA highly-valued voluntary benefit for employers and employees alike.
LEARN MOREEmployee Benefits FAQs
Consider the following questions when evaluating employee benefits packages to ensure you select the proper coverage.
For nearly a decade, RD Parisi Associates has taken a leadership role in providing the business community with the best possible benefit packages for their employees. We work directly with all the major insurance companies and administrators to design, develop and implement custom programs that help you attract and keep top talent:
Our goal is not to be the biggest or to drive revenue at the expense of customer service. Our mission is to provide unparalleled personal service to a select group of businesses and individuals in the insurance marketplace.
Small businesses and Individuals face many choices when deciding on the proper insurance needs. As a rule, you can purchase their insurance from one of two sources — a captive insurance agent who represents a single company, or an independent agent (sometimes called an insurance broker) who represents many different companies.
As an employee benefits agent, RD Parisi Associates believes in being an advocate for the needs of our client, not the insurance companies. As such, we research each of the leading insurance companies to deliver a solution that fits our clients’ needs as well as their budgets. RD Parisi Associates has proudly served as a leading insurance agent across northern New Jersey for the past seven years.
This is the first question that many small business owners ask their insurance agent or broker. The new health care reform law is very complex and impacts small businesses depending on the average number of full-time employees, average employee annual wages, and other factors. Whether or not reform will increase or decrease insurance cost is subject to much debate and yet to be determined, but some of the major provisions include:
These are a few ways in which small businesses will be affected by healthcare reform. For more information on the specific ramifications to your business, contact us today.
Traditionally an option for businesses with 200+ employees, self-funding has increasingly become the program of choice for groups with as few as 25 employees. With rates increasing from 10-25% annually, there are now excellent plan management and cost containment options for smaller employers that in years past would not have been candidates for self-funded insurance plans. In addition to saving money on premiums, businesses can realize the following benefits:
Get in touch with an RD Parisi benefits consultant to learn more about what sets us apart from the competition.
Speak with our employee benefits consultants to design and implement a custom benefits solution specific to your business needs.
Ask us how we can protect and support your employees with an effective benefits program, provide industry expertise, and help pursue your full business potential.
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